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Small Business Administration (SBA) Lending

Overview

The U.S. Small Business Administration's loan programs provide critical financing for businesses across industries and at various stages of growth. Parker Poe's Financial Services Industry Team advises lenders on SBA financing transactions throughout the Southeast, helping clients navigate SBA requirements while protecting their lending interests.

National and regional lenders rely on us for responsive, efficient counsel throughout the SBA lending process. We help clients navigate SBA regulations and Standard Operating Procedures (SOPs) and structure, document, and close SBA loans.

We have extensive experience with the SBA’s 7(a) and 504 loan programs, and handle virtually every type of transaction under the SBA loan regime, including:

  • Real estate acquisitions
  • Business acquisitions
  • Stock purchases
  • Refinancings
  • Franchise loans
  • Hotel loans
  • Equipment loans
  • Construction loans
  • Working capital loans

Our team routinely takes primary responsibility for drafting and negotiating loan documents; reviewing title, survey, organizational documents, and leases and coordinating transactions through closing. Working closely with attorneys across the firm, we provide comprehensive legal counsel throughout the life of an SBA loan, from origination and closing to workouts, collections, and loan enforcement.

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Professionals

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